Discover Cubeler, Canada’s only nationwide SME ecosystem
Explore the Cubeler Business Hub™—a digital SME-dedicated platform offering AI-powered financing, advertising, networking and insights to help businesses unlock their true growth potential.
Helping Canadian SMEs Unlock Their True Potential.
We built the Cubeler Business Hub™ on three fundamental principles:
1. Cubeler was constructed with an awareness that automation and digital transformation are coming at a steadfast pace to business life. That’s why we’re leveraging AI and analytics to automate and accelerate business lending for our members.
2. We believe that there is strength in numbers and power in connection. As the Cubeler Business Hub™ grows, so do our benefits for SMEs across Canada: more borrowing options, deeper and more granular business insights and more opportunities to build new relationships with SME decision-makers.
3. Contributing to the greater good without making sacrifices is vital to us. As a Cubeler member, everything you do on the Business Hub benefits your business and SME members coast to coast, helping level the playing field for SMEs in Canada.
Our Vision
Use the power of AI, analytics and online networking to connect small businesses around the world, forever changing what it means to be an SME.
Our Mission
Our mission is to allow SMEs everywhere to expand their horizons, bolstering local and global economies. We will deliver on this mission by providing access to powerful business success tools through Cubeler Business Hubs around the world. By listening, learning and adapting, we can provide insights that matter to fuel the ambition of SMEs, wherever it takes them!
Our Values
Accessibility
Cubeler is committed to providing no-cost access to all the business tools every SME needs to unlock their true growth potential.
Innovation
At the heart of Cubeler lies innovation: the Cubeler Business Hub is continuously evolving, integrating cutting-edge technology and services to keep SMEs ahead of the curve.
Community
Cubeler fosters a vibrant community of entrepreneurs. Through our networking opportunities, Cubeler Business Hub members connect, collaborate and grow together, strengthening the entire ecosystem.
Support
We provide robust support to small and medium-sized enterprises through comprehensive tools for business financing, insights, networking and advertising, empowering them to overcome challenges and seize opportunities.
Growth
Cubeler is dedicated to the growth and prosperity of SME members. Our ecosystem is designed to provide the resources small and medium-sized enterprises need to expand, innovate and succeed in today’s competitive market.
Our Origins
What began as a lending platform in 2018, today is Canada’s only nationwide SME ecosystem providing SME decision-makers coast to coast with the tools every entrepreneur needs to accelerate their growth and thrive.
Cubeler
July2015
JULY 2015
Cubeler is incorporated
August2016
AUGUST 2016
Cubeler launches beta site concept of Cubeler Business HubTM in Canada
August2016
Nov2016
NOVEMBER 2016
Laurentian Bank of Canada becomes first Canadian chartered bank to partner up with Cubeler
Feb2017
FEBRUARY 2017
Cubeler kicks off the Cubeler Business HubTM pilot project in Canada with select business lenders and SMEs
Feb2017
July2018
JULY 2018
The Cubeler Business HubTM helps facilitate its first credit transaction in Canada
Nov2022
NOVEMBER 2022
Cubeler relaunches the Cubeler Business HubTM in Canada
Nov2022
Meet The Team
The Cubeler leadership team is comprised of entrepreneurs, experts and decision-makers who all lead with passion, think ahead of the curve and help empower our members to succeed. Our philosophy of putting people first is what drives us to do everything we can to help SME entrepreneurs realize their dreams.
Johnson Joseph
CEO
Johnson Joseph is the CEO of Cubeler and the President and CEO of its parent organization, Tenet.
Johnson has over eight years of experience in the financial services industry, with previous experience as an advisor with Investors Group, one of Canada’s largest mutual fund and asset management companies.
He holds an MBA in Information Technology from HEC Montreal and a Bachelor’s Degree in Finance from Texas Tech University.
Jean Landreville
CFO
Jean Landreville is the Chief Financial Officer of Cubeler's parent organization, Tenet.
Jean has experience in strategic, financial, and operational corporate management, focusing primarily on the financial technology, manufacturing, and services industries.
With over 40 years of experience in Europe and Canada, Jean holds a CPA, CA, and a Bachelor’s Degree in Business Administration from HEC Montreal.
Mayco Quiroz
COO
Mayco Quiroz is the Chief Operations Officer of Cubeler’s parent organization, Tenet.
Mayco Quiroz holds a Chartered Professional Accountant (CPA) designation and an Exempt Market Dealer Practitioner certification. He specializes in strategic, resource and operations management, legal and financial compliance, treasury management, and financing.
Over the past 25 years, Mayco has been a founding member and senior executive of multiple start-ups. He has also held senior positions at several publicly traded corporations and served as a member on the advisory boards of many privately held companies.
Claude Théroux
CTO
Claude Théroux is the Chief Technology Officer at Cubeler.
Claude's expertise extends itself to various fields, including system management, disaster recovery plans, performance monitoring, help desk and support management, smart cards, laptop recovery systems, document protection, image processing, prepress, medical devices, security, software for mobile devices, telecommunications, fintech applications, immersive entertainment, and the payment industry.
With more than 35 years of experience, Claude brings a Bachelor's Degree in Mathematics from the Université du Québec à Montréal (UQAM).
Luis Rocha
CAO
Dr. Luis Rocha is the Chief Analytics and Data Science Officer at Cubeler. He is responsible for developing and implementing the Digital Analytics, Data Science, and A.I. vision of Cubeler.
With over 20+ years of experience in Data Science, Dr. Rocha has applied his analytical skills and business expertise to deliver innovative solutions to diverse commercial and government institutions.
Dr. Rocha holds a PhD in Artificial Intelligence from the University of Geneva, a Master’s Degree in Computer Science, a Graduate Diploma in Digital Analytics, a PMP Credential, and an Executive Development Diploma (Mini-MBA).
Luc Godard
VP MARKETING & COMMUNICATIONS
Luc Godard is the Vice President of Marketing and Communications at Cubeler.
Luc has over 25 years of marketing experience in consumer goods, electronics, information technology, and services industries. He has worked in various senior executive positions, with world-renowned companies like Adidas, Harman, Boston Acoustics, and Brother Industries, in the United Kingdom, France, China, USA and Canada.
Luc earned his Master's in Business Administration and a Bachelor's in International Business and Regulations at EMBA Business School.
Evrard Nkwemi
DIRECTOR OF FINANCIAL INSTITUTIONS & CREDIT ANALYSIS
Evrard brings 19 years of experience working in Canadian and African banking markets, with extensive exposure to several lines of business in banking. His expertise includes personal finance, small business relationship management and commercial credit management.
Evrard has a master’s degree in business administration from University of Quebec and a Diploma in Banking Technics from L'Ecole supérieure de la Banque in Paris.
Sylvie Tehbelian
HEAD OF TALENT ACQUISITION
Sylvie Tehbelian is the Head of Talent Acquisition at Cubeler.
Sylvie is a highly motivated and experienced recruiter. She demonstrates a history of working in the full-cycle recruitment process. Her most recent roles cover global recruitment efforts for creative studios.
Sylvie enjoys working in a team environment but demonstrates success working on individual goals. She is a dedicated and resourceful natural leader with strong communication skills.
Sylvie Tehbelian
Head of Talent Acquisition
Sylvie Tehbelian is the Head of Talent Acquisition at Cubeler.
Sylvie is a highly motivated and experienced recruiter. She demonstrates a history of working in the full-cycle recruitment process. Her most recent roles cover global recruitment efforts for creative studios.
Sylvie enjoys working in a team environment but demonstrates success working on individual goals. She is a dedicated and resourceful natural leader with strong communication skills.
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