Business Financing
The Fast-Track to Business Loans.

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Your Business Marketing Strategy, Maximized.

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Your Business Network, Better Connected.

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    Unlock Unique Strategic Insights.

    Cubeler Business HubTM
    The no-cost, membership-based platform that helps SME owners and executives navigate change and accelerate growth.

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      Discover the Collective Power of Cubeler


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        Frequently Asked Questions

          Your Retail Business, On the Rise.

          Take Your Construction SME to the Next Level.


            Your Manufacturing SME at Full Steam.

            Science & Technology
            Your Science & Technology SME, Scaled Up.


              Cubeler Partners
              Turbocharge SME growth with Cubeler.

              Financial Institutions
              Enhance the SME financing experience with us.


              Maximize your reach, resources and rewards.

              Business Associations
              Level up the membership journey with us. 


              Discover The Collective Power of Cubeler

              We facilitate SME expansion by giving business leaders access to the collective power of their local and global communities.

              Sign Up Now

              Our Membership Channel Connections

              Here are just a few of the leading organizations and associations that we are proud to be a member of.


              The Chamber of Commerce of Metropolitan Montreal Ontario Chamber of Commerce Retail Council of Canada logo Quebec Retail Councill CQCD logo Canadian Federation of Independent Business logo Canadian Lenders Association logo Canadian Chamber of Commerce logo Fédération des chambres de commerce du Québec logo Alberta Chamber of Commerce logo Edmonton Chamber of Commerce logo

              Our Vision

              Use the power of AI, analytics and online networking to connect small businesses around the world, forever changing what it means to be an SME.

              Our Mission

              Our mission is to allow SMEs everywhere to expand their horizons, bolstering local & global economies. We deliver on this mission by providing access to powerful business-success tools through Cubeler Business Hubs around the world. By listening, learning and adapting, we can provide insights that matter, to fuel their ambition, wherever it takes them!

              Learn more about our Business HubTM

              About Cubeler

              Spurred on by our own experience, we wanted to create a smoother trajectory for business success.

              We facilitate SME expansion by giving owners and executives access to the collective power of their local and global community.

              Through the Cubeler Business HubTM, SMEs have a dedicated space to make valuable connections, grow their visibility, gain powerful insights, and obtain financing to expand their opportunities.

              With powerful data and a global approach, we created a comprehensive suite of business-success tools that empower small and medium-sized enterprises to fuel their ambitions.


              Our Origins


              What began as a lending platform in 2018, today is a powerful business ecosystem connecting and providing services to clients ranging from SMEs to banks and insurance companies. Comprised of country-specific networks, Tenet’s Cubeler Business Hub™ is a continuously expanding global network designed to help SME owners and executives around the world connect with one another and take their businesses to new levels.


              Find Out More About Our Parent Company Tenet


              Tenet Logo



              JULY 2015

              Cubeler is incorporated


              AUGUST 2016

              Cubeler launches beta site concept of Cubeler Business HubTM in Canada



              NOVEMBER 2016

              Laurentian Bank of Canada becomes first Canadian chartered bank to sign up to be part of  the Cubeler Business HubTM


              FEBRUARY 2017

              Cubeler begins the Cubeler Business HubTM pilot project in Canada with select lending institutions and small businesses



              MARCH 2017

              Cubeler licenses technology and commercial rights to the Cubeler Business HubTM for China to Tenet Fintech Group


              JULY 2018

              The Cubeler Business HubTM helps facilitate its first credit transaction in Canada



              FEBRUARY 2020

              Tenet Fintech Group reaches $1B in credit transactions facilitated in China through the Cubeler Business HubTM


              OCTOBER 2021

              Tenet Fintech Group acquires Cubeler



              NOVEMBER 2022

              Cubeler relaunches the Cubeler Business HubTM in Canada

              Meet The Team

              The Cubeler leadership team is comprised of entrepreneurs, experts and decision-makers who all lead with passion, think ahead of the curve and help empower our members to succeed. Our philosophy of putting people first is what drives us to do everything we can to help SME entrepreneurs realize their dreams.

              Johnson Joseph Chief Executive Officer

              Johnson Joseph


              Johnson Joseph is the CEO of Cubeler and the President and CEO of its parent organization, Tenet.

              Johnson has over eight years of experience in the financial services industry, with previous experience as an advisor with Investors Group, one of Canada’s largest mutual fund and asset management companies.

              He holds an MBA in Information Technology from HEC Montreal and a Bachelor’s Degree in Finance from Texas Tech University.

              Jean Landreville Cubeler CFO

              Jean Landreville


              Jean Landreville is the Chief Financial Officer of Cubeler's parent organization, Tenet.

              Jean has experience in strategic, financial, and operational corporate management, focusing primarily on the financial technology, manufacturing, and services industries.

              With over 40 years of experience in Europe and Canada, Jean holds a CPA, CA, and a Bachelor’s Degree in Business Administration from HEC Montreal.


              Mayco Quiroz


              Mayco Quiroz is the Chief of Operations at Cubeler.

              Mayco Quiroz holds a Chartered Professional Accountant (CPA) designation and an Exempt Market Dealer Practitioner certification. He specializes in strategic, resource and operations management, legal and financial compliance, treasury management, and financing.

              Over the past 25 years, Mayco has been a founding member and senior executive of multiple start-ups. He has also held senior positions at several publicly traded corporations and served as a member on the advisory boards of many privately held companies.


              Claude Théroux


              Claude Théroux is the Chief Technology Officer at Cubeler.

              Claude's expertise extends itself to various fields, including system management, disaster recovery plans, performance monitoring, help desk and support management, smart cards, laptop recovery systems, document protection, image processing, prepress, medical devices, security, software for mobile devices, telecommunications, fintech applications, immersive entertainment, and the payment industry.

              With more than 35 years of experience, Claude brings a Bachelor's Degree in Mathematics from the Université du Québec à Montréal (UQAM).


              Luis Rocha


              Dr. Luis Rocha is the Chief Analytics and Data Science Officer at Cubeler. He is responsible for developing and implementing the Digital Analytics, Data Science, and A.I. vision of Cubeler.

              With over 20+ years of experience in Data Science, Dr. Rocha has applied his analytical skills and business expertise to deliver innovative solutions to diverse commercial and government institutions.

              Dr. Rocha holds a PhD in Artificial Intelligence from the University of Geneva, a Master’s Degree in Computer Science, a Graduate Diploma in Digital Analytics, a PMP Credential, and an Executive Development Diploma (Mini-MBA).


              Luc Godard


              Luc Godard is the Vice President of Marketing and Communications at Cubeler.

              Luc has over 25 years of marketing experience in consumer goods, electronics, information technology, and services industries. He has worked in various senior executive positions, with world-renowned companies like Adidas, Harman, Boston Acoustics, and Brother Industries, in the United Kingdom, France, China, USA and Canada.

              Luc earned his Master's in Business Administration and a Bachelor's in International Business and Regulations at EMBA Business School.


              Evrard Nkwemi


              Evrard brings 19 years of experience working in Canadian and African banking markets, with extensive exposure to several lines of business in banking. His expertise includes personal finance, small business relationship management and commercial credit management.

              Evrard has a master’s degree in business administration from University of Quebec and a Diploma in Banking Technics from L'Ecole supérieure de la Banque in Paris.


              Sylvie Tehbelian


              Sylvie Tehbelian is the Head of Talent Acquisition at Cubeler.

              Sylvie is a highly motivated and experienced recruiter. She demonstrates a history of working in the full-cycle recruitment process. Her most recent roles cover global recruitment efforts for creative studios.

              Sylvie enjoys working in a team environment but demonstrates success working on individual goals. She is a dedicated and resourceful natural leader with strong communication skills.

              Keep up to date with Cubeler


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              Unlock the full potential of your SME with a no-cost membership to Cubeler Business HubTM.

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              Cubeler woman member with tattoos and piercings holding a wrench in a bike shop